Many people are under the impression that if they are injured at their workplace, they will be able to recover compensation for the injuries they sustained by bringing a lawsuit against their employer. However, this is not usually the case. Many New Mexico employers are covered through the state’s workers’ compensation laws.
In New Mexico, if an employer employs three or more individuals, they are required to have self-insurance or workers’ compensation insurance. Workers’ compensation is designed to provide quick benefits to injured workers in a way that is reasonable and manageable for the employer.
If an employee is covered under a workers’ compensation policy, a workers’ compensation claim may be the employee’s only avenue of recovery. However, if a third party was responsible for an employee’s injuries, the employee may pursue a New Mexico personal injury case against that third party.